Strategic Solutions. Our Consulting Process.
As your brokerage partner, we develop, evaluate and service benefit
options to maximize value in a complicated marketplace.
Consultation allows us to understand and evaluate your current benefits program. We present your organization with analysis incorporating creative benefits strategies specific to your business objectives as well as corporate culture.
Creative funding strategies vary based on your organization. Maplewood Benefits will review options specific to your objectives.
Funding mechanisms include much more than fully funding versus self-funding, we analyze lower risk options using MERP & HRA contributions. Tax advantaged benefits are also impactful such as HSA, WIMPER, and Section 125 plans. Strategy recommendations are established based on your organization’s goals, industry competitors, employer risk tolerance and the size of your organization. Creating your unique benefits strategy is our specialty.
Employer Contribution Strategy
Percentages vs Level Funding
HRA/HSA/FSA Funding Options
Opt Out Incentive Plans
Census & Medicare Planning
Managing your census of employees is an important element of overall cost management. Do you offer stipend incentives to use alternative benefits options? Is the employer contribution waiting periods targeted to your industry? Are you engaging employees with medicare planning options?
Do you offer options to provide Medicare planning for your staff?
We can help!
Employers With Less than 20 Employees - Medicare Required
Maplewood Benefits will discuss Medicare enrollment with your employees. We find employees are often intimidated by the Medicare enrollment process. Employers can offer a dedicated planning conversation with Maplewood Benefits, this is a very valuable resource to staff approaching age 65. In the case of employers with <20 employees it is important to understand Medicare becomes the primary insurance.